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Plot Purchase

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What is a Plot Purchase?

A plot purchase refers to the process of buying a piece of land, typically for personal or commercial use. Individuals may purchase plots to build a home, develop a business, or as an investment to benefit from potential appreciation in land value over time. The purchase is formalized through legal agreements and requires thorough verification of the property’s ownership, location, and legal compliance.

At Vimala LD Services LLP, we make your dream of owning land a reality. Whether you’re planning to build your dream home or invest in a valuable asset, our plot purchase services are designed to guide you every step of the way.

Plot Purchase Required Documents for Salaried Person

1. Identity Proof (Any one of the following):
  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID
  • Driving License
2. Address Proof (Any one of the following):
  • Aadhaar Card
  • Passport
  • Rent Agreement
  • Bank Statement with Address
  • Utility Bills (Electricity, Water, or Gas – recent)
3. Income Proof:
  • Latest 3 to 6 months' salary slips
  • Form 16 or Income Tax Returns (ITRs) for the last 2-3 years
  • Bank statements for the last 6 months showing salary credits
4. Employment Proof:
  • Offer letter or employment certificate from the current employer
  • Appointment letter
5. Bank Statements:
  • Savings account statements for the last 6 to 12 months
6. Photographs:
  • Recent passport-sized photographs (as required by the lender)
Plot Purchase Required Documents for Self-Employed Individual
When applying for a Plot Purchase as a self-employed individual, lenders assess your income stability, business viability, and repayment capacity. Below is a list of commonly required documents:
1. Identity Proof (Any one of the following):
  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID
  • Driving License
2. Address Proof (Any one of the following):
  • Aadhaar Card
  • Passport
  • Rent Agreement
  • Bank Statement with Address
  • Utility Bills (Electricity, Water, or Gas – recent)
3. Income Proof:
  • Audited financial statements (Profit & Loss Account, Balance Sheet) for the last 2-3 years.
  • Income Tax Returns (ITR) for the last 2-3 years.
  • Bank statements for the last 6-12 months (personal and business accounts).
  • Business continuity proof (e.g., trade license, GST registration, or any other business registration document).
4. Business Proof
  • Certificate of Business Registration (e.g., GST Registration, Shop Act License, or Incorporation Certificate).
  • Proof of business existence for at least 3 years (e.g., client contracts, supplier agreements).
6. Other Documents
  • Passport-sized photographs (applicant and co-applicant, if any).
  • Cheque for processing fees.
Plot Purchase Services for Lower Segment Self-Employed Individuals
At Vimala LD Services LLP, we understand that self-employed individuals often face challenges in securing plot purchases due to the variability of their income. To address this, we offer tailored Plot Purchase solutions specifically designed for self-employed professionals and business owners.
Key Features of Our Self-Employed Plot Purchase Services:
  • Eligibility with One-Year ITR: Even if you have just one year of Income Tax Returns (ITR), you can still qualify for a Plot Purchase, provided other eligibility criteria are met.
  • Trade License for One Year: A valid one-year trade license can help establish the continuity of your business operations.
  • CIBIL Score Evaluation: Your creditworthiness is assessed based on your CIBIL score to ensure you meet the financial institution’s requirements.
  • Business Stock Assessment: We consider the value and turnover of your business stock as part of your eligibility evaluation.
  • Customized Loan Solutions: Our expert advisors help you find a loan option that suits your specific needs, business profile, and repayment capacity.
With our extensive network of banks and NBFCs, we aim to make the process simple, transparent, and stress-free. Whether you’re an entrepreneur, freelancer, or small business owner, we’re here to support your dream of owning a plot.
Get in touch today to explore your options and start your hassle-free plot purchase journey!
Property Documents
Property Documents (For Plot Purchase + Construction):
  1. Sale Agreement
  2. Land Deed
  3. Chain Deed
  4. Porcha
  5. Khajna
  6. Tax
  7. Mutation
  8. Sanction Plan
  9. Cost Of Estimate

Why Choose Us?

  • Expert Guidance: We assist you in finding plots that meet your needs and fit your budget.
  • Legal Support: Our team ensures thorough due diligence of property documents, so you can buy with confidence.
  • Financial Assistance: We offer doorstep services to help you secure loans for plot purchases from leading banks and NBFCs.
  • Customized Solutions: From documentation to loan approval, we tailor the process to suit your profile and eligibility. Investing in land is a long-term asset, and we’re here to make the process seamless, transparent, and hassle-free. Take the first step towards your future with Vimala LD Services LLP!

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At Vimala LD Services LLP, we provide end-to-end solutions for all your real estate needs. Whether you’re buying or selling a flat, plot, or house, we handle everything from drafting the sale agreement to the final registration process.

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