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Commercial Purchase Loan Services

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What is a Commercial Purchase Loan Services?

A commercial purchase refers to the acquisition of real estate properties intended for business or investment purposes. These properties can include office spaces, retail outlets, warehouses, or industrial units. Commercial purchases are typically aimed at generating rental income, business operations, or long-term capital appreciation.

At Vimala LD Services LLP, we help businesses and investors achieve their commercial property goals with ease. Whether you’re looking to expand your operations or make a smart investment, our commercial purchase loan services are designed to cater to your specific needs.

Commercial Purchase Loan Required Documents for Salaried Person

1. Identity Proof (Any one of the following):
  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID
  • Driving License
2. Address Proof (Any one of the following):
  • Aadhaar Card
  • Passport
  • Rent Agreement
  • Bank Statement with Address
  • Utility Bills (Electricity, Water, or Gas – recent)
3. Income Proof:
  • Latest 3 to 6 months' salary slips
  • Form 16 or Income Tax Returns (ITRs) for the last 2-3 years
  • Bank statements for the last 6 months showing salary credits
4. Employment Proof:
  • Offer letter or employment certificate from the current employer
  • Appointment letter
5. Bank Statements:
  • Savings account statements for the last 6 to 12 months
6. Photographs:
  • Recent passport-sized photographs (as required by the lender)
Commercial Purchase Loan Required Documents for Self-Employed Individual
When applying for a Commercial Purchase Loan as a self-employed individual, lenders assess your income stability, business viability, and repayment capacity. Below is a list of commonly required documents:
1. Identity Proof (Any one of the following):
  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID
  • Driving License
2. Address Proof (Any one of the following):
  • Aadhaar Card
  • Passport
  • Rent Agreement
  • Bank Statement with Address
  • Utility Bills (Electricity, Water, or Gas – recent)
3. Income Proof:
  • Audited financial statements (Profit & Loss Account, Balance Sheet) for the last 2-3 years.
  • Income Tax Returns (ITR) for the last 2-3 years.
  • Bank statements for the last 6-12 months (personal and business accounts).
  • Business continuity proof (e.g., trade license, GST registration, or any other business registration document).
4. Business Proof
  • Certificate of Business Registration (e.g., GST Registration, Shop Act License, or Incorporation Certificate).
  • Proof of business existence for at least 3 years (e.g., client contracts, supplier agreements).
6. Other Documents
  • Passport-sized photographs (applicant and co-applicant, if any).
  • Cheque for processing fees.
Commercial Purchase Loan Services for Lower Segment Self-Employed Individuals
At Vimala LD Services LLP, we understand that self-employed individuals often face challenges in securing Commercial Purchase Loans due to the variability of their income. To address this, we offer tailored Commercial Purchase Loan solutions specifically designed for self-employed professionals and business owners.
Key Features of Our Self-Employed Commercial Purchase Loan Services:
  • Eligibility with One-Year ITR: Even if you have just one year of Income Tax Returns (ITR), you can still qualify for a Commercial Purchase Loan, provided other eligibility criteria are met.
  • Trade License for One Year: A valid one-year trade license can help establish the continuity of your business operations.
  • CIBIL Score Evaluation: Your creditworthiness is assessed based on your CIBIL score to ensure you meet the financial institution’s requirements.
  • Business Stock Assessment: We consider the value and turnover of your business stock as part of your eligibility evaluation.
  • Customized Loan Solutions: Our expert advisors help you find a loan option that suits your specific needs, business profile, and repayment capacity.
With our extensive network of banks and NBFCs, we aim to make the process simple, transparent, and stress-free. Whether you’re an entrepreneur, freelancer, or small business owner, we’re here to support your dream of owning a Commercial Purchase Loan.
Get in touch today to explore your options and start your hassle-free Commercial Purchase Loan journey!
Property Documents
Property Documents (For New Commercial Purchase from Builder):
  1. Copy of the Sale Agreement
  2. Development Agreement
  3. Power Of Attorney
  4. Land Deed
  5. Chain Deed
  6. Porcha
  7. Khajna
  8. Tax
  9. Mutation
  10. Sanction Plan

Why Choose Us?

  • Comprehensive Loan Options: We offer customized loan solutions from leading banks and NBFCs, tailored to meet your business and investment requirements.
  • Doorstep Convenience: Our experts assist you at every step, from documentation to loan disbursement, all at your convenience.
  • Transparent Process: We ensure complete clarity in terms, conditions, and charges for a hassle-free experience.
  • Flexible Repayment Plans: Choose repayment options that align with your financial goals and cash flow.

Invest in your business’s future with confidence. With Vimala LD Services LLP, your commercial property dreams are just a step away!

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At Vimala LD Services LLP, we provide end-to-end solutions for all your real estate needs. Whether you’re buying or selling a flat, plot, or house, we handle everything from drafting the sale agreement to the final registration process.

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